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When Elle Middlemas turned 18, she began wondering whether she owned a Child Trust Fund (CTF) – a government‑backed savings account created for children born between 1 September 2002 and 2 January 2011. Her search hit a dead end; she could not confirm if she was entitled to any money and an email to HMRC yielded no response.Middlemas, a Whitby college student, explained that the loss of her mother at age 11 left her with little guidance. “My sister is 21 and spent three years looking for a fund and found nothing, so we assumed we didn’t have one,” she said, expressing the frustration felt by many of her peers.She and her sister are part of an estimated 758,000 people aged 18‑23 who have unclaimed CTFs. Collectively, these dormant accounts hold roughly £1.5 bn, a substantial sum that disproportionately belongs to low‑income families who are often unaware of its existence.Advocates are now pressing the government to automatically release CTFs when holders reach 21 years of age. Experts estimate that such a policy could inject up to £286 m directly into the pockets of young people who need it most.Middlemas finally learned of her entitlement after a conversation with a friend’s parent six months after her birthday. She discovered the Share Foundation, a charity that helps reconnect youths with their funds, and located a NatWest account bearing her name.“I had £700 sitting in my bank and thought, ‘What is going on?’ My sister also had one but never knew how to access it,” she recalled. The sisters plan to use the money to support university expenses and repay debts, underscoring the tangible impact of the scheme.The CTF programme was launched by the Labour government in 2005 to encourage parental savings. Every child received a £250 government contribution, with an additional £250 for those from low‑income families or in local authority care. Parents could add up to £9,000 per year, and any investment gains accrued until the child turned 18.If a parent failed to open an account within 12 months of birth, HMRC would create one on the child’s behalf. Today, the average value of a CTF stands at about £2,200.More than two‑thirds of the six million original recipients are now over 18 and eligible to claim their funds, with HMRC‑allocated accounts representing 28 % of all CTFs.Geographically, the North‑East of England has the highest concentration of HMRC‑allocated accounts, totalling £48 m. Across the UK, youths from the most disadvantaged 15 % of families hold accounts averaging £2,900 in value.Gavin Oldham, chief executive of the Share Foundation, warned that the scheme is hampered by poor communication, limited financial education, and “policy neglect”. He indicated the charity is considering a judicial review to compel the government to release the unclaimed assets.Oldham noted that the charity has already linked “well over 100,000 accounts to young adults”, yet the “sheer quantum of these unclaimed accounts remains a major problem”.“It is strange to find a government which expresses concern over youth poverty while doing so little to deliver on a groundbreaking scheme,” Oldham added.The charity’s proposal to release HMRC‑allocated funds automatically at 21 would free roughly £500 m, including £350 mOldham cautioned that a legal challenge, while potentially successful, could delay payouts for years, leaving vulnerable youths “denied their birthright for far too long”.Beyond immediate release, the Share Foundation is urging the creation of a new, targeted scheme for low‑income youths that embeds a financial‑awareness component, allowing participants to top up their funds through education‑linked incentives.Labour MP Laura Kyrke‑Smith echoed these concerns, describing the CTF system as “confusing and opaque” and calling for proactive tracing of account holders and clearer public information.HMRC responded that it is “directly sending every eligible young person information to help them find their child trust fund”, while also raising awareness via social media, broadcast interviews, and an online tracing tool. The agency added that banks, building societies, and investment firms managing the funds share responsibility for communicating with account holders.

Vietnam’s gig‑economy is under pressure as fuel prices soar following the Iran‑related blockade of the Strait of Hormuz. Nguyen, an e‑hailing driver in Ho Chi Minh City, reported that a 7‑hour shift earned him 240,000 VND (≈$9.11) while fuel alone cost 120,000 VND (≈$4.56), wiping out half his income.Diesel prices have more than doubled and petrol has risen by almost 30 %, straining riders who rely on motorcycles – the dominant transport mode in a city of over 7 million two‑wheelers.In response, Prime Minister Pham Minh Chinh announced a temporary suspension of the environmental tax on diesel, petrol and aviation fuel until 15 April, a move that will forfeit an estimated $273 million in revenue but aims to curb the price surge.Experts warn the shock highlights Vietnam’s vulnerability to external conflicts. Nguyen Khac Giang, a visiting fellow at the ISEAS‑Yusof Ishak Institute, said the tax cut is essential to “keep macro‑economic stability intact” amid “turbulence outside Vietnam”.Beyond gig workers, the ripple effect reaches public transport and airlines. Bus operators have raised fares by 3,000 VND (≈$0.11) yet still face losses, while Vietnam Airlines and Vietjet have trimmed flight schedules.Gig workers lack collective bargaining power. Do Hai Ha, a University of Melbourne research fellow, noted that platform drivers “have no chance to negotiate with the platforms” and are excluded from minimum‑wage or overtime protections, forcing many to work longer hours for diminishing returns.Small‑scale entrepreneurs are also feeling the pinch. A fisherman from Binh Thuan reported that his catch price fell from 800,000 VND (≈$30) to 650,000 VND (≈$24) as fuel costs climbed, while a bus fare collector on route 13 said the company cannot absorb the higher fuel bill despite modest fare hikes.Households are cutting back on essential goods. Uyen Pham of Saigon Children’s Charity observed that the price of bottled cooking gas has nearly doubled, prompting low‑income families to revert to wood‑fuel stoves and limit travel to see relatives.The crisis is prompting a strategic rethink on energy policy. Giang warned that Vietnam’s reliance on just two refineries – which currently meet only 40 % of national petrol demand – is unsustainable, urging accelerated investment in domestic refining capacity.Corporate responses are already shifting. Vingroup, the country’s largest conglomerate, announced it would pause a planned LNG‑fired power plant and redirect funds to renewable projects, citing “significant risk of high fuel prices” linked to the war.For workers like Duy, who runs a café near a petrol station, the tax suspension offers modest relief: projected price cuts of about 25 % for petrol and 5 % for diesel could ease daily expenses that had briefly doubled.

In the hills of Mount Lebanon, a school has been transformed into a shelter for families displaced from southern Lebanon due to Israeli attacks. The schoolyard, once filled with students, is now a hub for aid deliveries, with empty swings and slides a stark reminder of the disruption to daily life.Families like Aymane Malli's have fled their homes, seeking safety in the mountains. Malli, a 49-year-old father of five, described the traumatic experience of leaving his home in Habbouch, near Tyre, after Israel began bombing Lebanon on March 2. 'It's very difficult,' he said, 'but for me, it's OK because I have to survive. I have to take care of my family.'The humanitarian situation is dire, with over 1.1 million people forced from their homes and more than 1,300 killed, including 120 children. Aid groups, such as Action Against Hunger, are struggling to provide support, with over 400 people turned away from the Qabr Chamoun school due to overcapacity.Conditions in shelters are deteriorating, with water leaks, gastrointestinal illnesses, and eye infections reported. The destruction of key infrastructure, particularly bridges and access routes, is exacerbating the crisis, making it difficult for families to flee and for aid to reach them.The future remains uncertain for these displaced families, with concerns about long-term food security and the possibility of a prolonged Israeli security presence or occupation in southern Lebanon. As Mohammed al-Mustafa, a sweets seller from Tyre, poignantly noted, 'It's not the material things I worry about leaving behind. It's the memories. We lived in that house for 40 years. Old photographs, our lives.'

Yemen's civilians are bracing for the worst as the country's Houthi rebels have entered the war against Iran, sparking fears of a new chapter of suffering in a nation already grappling with a critical humanitarian situation. The involvement of the Houthis, who control the capital city of Sanaa, has raised concerns among locals about potential Israeli retaliation, which could trigger displacement, fuel shortages, and inflation. Yasser, a 45-year-old ice cream shop owner in Sanaa, expressed his worries about the impact on his business and family. “The moment Israel begins its military response to the Houthis, we will lose the little comfort we have today. Fear, price hikes, and fuel shortages will suffocate us. The end of the conflict is unpredictable,” he said. The Houthis' decision to enter the war has been met with a mix of fear and support from civilians. While some, like Ammar Ahmed, a 28-year-old taxi driver, are worried about the safety of their families and the potential for Israeli attacks on residential areas, others, like Mohammed Ali, a 26-year-old university graduate, have expressed their support for the Houthi leadership and their faith in their ability to withstand the conflict. Economists warn that Yemen's already crippled economy would decline further if the country becomes a new front in the widening conflict in the region. Wafiq Saleh, a Yemeni economic researcher, noted that the escalation will drive up prices for essential imports, including food, fuel, and medicine, as shipping and insurance costs rise. The humanitarian situation in Yemen is already dire, with United Nations reports indicating that the escalating conflict in the wider region risks exacerbating the country's economic situation and disrupting vital humanitarian and commercial supply chains.

Donald Trump has repeatedly framed inflation as a "hoax" and declared that he has "won affordability," yet independent analyses reveal that his touted initiatives deliver only marginal relief for most Americans.One of his most publicized programs, the TrumpRX prescription‑drug platform, lists just 61 medications out of the thousands needed nationwide. Moreover, price comparisons show that a medium dose of Wegovy costs $349 on TrumpRX, while the same dose sells for $163 in Japan and $198 in Germany. Similar gaps appear for diabetes drug Xigduo and autoimmune medication Xeljanz, which are significantly cheaper abroad.The website markets itself as a solution for uninsured, cash‑paying patients, but it does nothing for the roughly 85 % of Americans who already have prescription coverage.On housing, Trump’s executive order banning Wall Street firms from buying single‑family homes is unlikely to move the needle. Institutional investors own only about 2 % of such homes, while the nation faces a shortage of roughly 4.7 million units, according to Zillow. The ongoing war in Iran has also pushed mortgage rates higher, further straining affordability.Gasoline prices have surged since the Iran conflict began, climbing to an average of $4.10 per gallon – a 37 % increase from the pre‑war level of $2.98.Food costs tell a similar story. The Consumer Price Index shows a 3.1 % rise in overall food prices from February 2025 to February 2026, with coffee up 18.4 %, beef up 14.4 %, and fresh vegetables up 5.4 %. Tariffs championed by the administration have contributed to these hikes.International bodies echo domestic concerns. The OECD projects U.S. inflation to exceed 4 % this year, largely driven by the Iran war, a level higher than the 3 % rate recorded at the end of the Biden administration.Trump also claims to have eliminated taxes on overtime and Social Security benefits. In reality, overtime earnings are still subject to federal income tax on the base wage and to full Social Security and Medicare payroll taxes. Only the overtime premium enjoys a partial tax break. Likewise, more than half of Social Security recipients will continue to owe income tax on their benefits, contradicting the administration’s “no‑tax” narrative.Other initiatives, such as the “Trump Accounts” child‑savings program, provide a one‑time $1,000 seed deposit and allow families to contribute up to $5,000 annually. While beneficial for affluent households, the scheme offers limited assistance to families living paycheck‑to‑paycheck.Policy decisions have also raised costs for vulnerable groups. By opposing extensions of Obamacare subsidies, average health‑care premiums have risen by over 20 % for more than 20 million people. Simultaneously, proposed cuts to LIHEAP threaten heating and cooling assistance for roughly 6 million low‑income households.In sum, Trump’s affordability rhetoric serves more as political branding than substantive economic relief. The modest scope of his programs and the persistence of rising prices suggest that most working‑class Americans will see little improvement in their day‑to‑day expenses.

The cost of living crisis in the UK has become a persistent reality for many low-income families, who are struggling to make ends meet. The situation has worsened due to the ripple effects of the war in Ukraine, with companies expected to raise prices rapidly in the coming months.The author, Ella Michalski, is part of Changing Realities, a collaboration of parents and low-income families from across the UK. She shares her personal experience of struggling to get by, with her family relying heavily on their car due to her daughters' complex needs. The financial circumstances of her family have not significantly improved in the past five years, despite her partner working.The article highlights the need for more support from the government, particularly for families with dependent children. The recent abolition of the two-child benefit cap and the rise in the minimum wage are seen as positive steps, but more needs to be done to address the root causes of poverty. The author also calls for changes to universal credit, including ending the punishing five-week wait for a first payment.The government's crisis and resilience fund (CRF) is seen as a step in the right direction, but its accessibility and effectiveness are concerns. The author argues that the government needs to target cost of living support at those who need it most, with a recognition that families with dependent children need more support.

Progressive candidate Abdul El‑Sayed’s alliance with left‑wing Twitch streamer Hasan Piker has ignited a sharp rift within Michigan’s tightly contested three‑way Senate race, pitting establishment favorite Mallory McMorrow against a pro‑Israel coalition supporting Rep. Haley Stevens. McMorrow, backed by the Democratic establishment, the Anti‑Defamation League, the Trump administration, and prominent pro‑Israel figures, has condemned Piker as antisemitic and warned that his involvement could alienate voters still reeling from the recent Temple Israel synagogue attack. In contrast, El‑Sayed and Piker announced a joint rally last week, prompting McMorrow’s camp to label the partnership a political liability. Seven Arab American leaders interviewed by the Guardian argue that the attacks on El‑Sayed and Piker are both strategic missteps and moral blunders that repeat the mistakes that cost the Democrats in Michigan in 2024. Michigan houses the nation’s highest per‑capita Arab American population, anchored by a large Lebanese diaspora. The ongoing Israeli assault on southern Lebanon—displacing over 1 million civilians and destroying villages—has hit the community hard, with many families directly affected. "Arabs get the pressure and Israel gets compassion," said James Zogby of the Democratic National Committee, underscoring the perceived double standard. Arab American leaders contend that the Democratic focus on Israel while sidelining Lebanese and Muslim concerns could erode crucial voter support. Data from the 2024 election illustrate the risk: Kamala Harris lost Michigan by roughly 80,000 votes, with some analysts estimating that her pro‑Israel stance cost her an additional 100,000 votes. A Guardian analysis found a 22,000‑vote swing away from Democrats in the three cities with the largest Arab American and Muslim populations. National polling now shows a dramatic shift among Democratic voters: support for Israel’s war in Gaza has fallen to an all‑time low of 8%, while a majority favor an arms embargo on Israel. Piker, who commands a 3‑million‑strong Twitch audience, consistently voices sympathy for Palestinians and calls for an embargo, positioning himself as a bridge to younger, progressive voters. Despite the controversy, El‑Sayed maintains that winning requires dialogue with all constituencies, even those outside the progressive bubble, noting his recent appearance on Fox News. He warned that every dollar spent on what he calls an "illegal, unjustified war in Iran" diverts resources from schools, healthcare, and infrastructure in Michigan. As the 2028 election cycle looms, Arab American leaders caution that the Democratic Party’s handling of the Israel‑Palestine issue in this swing state could have lasting repercussions, potentially reshaping the party’s fortunes in the Midwest.

In Lebanon, Christian families who have been forced to leave their homes are gathering to celebrate Easter, underscoring the perseverance of displaced communities despite ongoing hardships.While the nation grapples with a protracted displacement crisis, these families have managed to organize modest religious observances, reflecting both cultural continuity and the deep personal significance of the holiday.Celebrating Easter under such conditions illustrates the determination of Lebanon's Christian diaspora to maintain traditions even when faced with uncertainty and limited resources.Humanitarian groups continue to monitor the situation, emphasizing the need for sustained support to ensure that displaced families can safely observe religious and cultural practices while seeking stable shelter.

Gaza City, Gaza – While Easter traditionally celebrates resurrection and renewal, Gaza’s dwindling Christian population spent the holiday in quiet reflection, confronting displacement, scarcity and the trauma of a conflict the United Nations has described as genocide. The enclave is home to fewer than 1,000 Christians, a community already small before the war that has suffered heavy casualties; more than 72,000 Palestinians have been killed since Israel’s offensive began on 7 October 2023. Inside the remaining churches, prayers and modest services carried profound meaning as families clung to hope for survival and peace. Yet basic necessities—electricity, water and food—remain in short supply, and even traditional Easter items such as eggs are virtually unavailable. Fouad Ayad, a bio‑energy trainer displaced from near al‑Rantisi Children’s Hospital, described searching the markets of Gaza City for eggs without success. “We decorate eggs for the children, and sometimes Muslim children visit us for colourful eggs,” he told Al Jazeera, highlighting the inter‑communal bonds that persist despite the siege. Shortages have also erased the customary communal lunch. “Meat is scarce and extremely expensive,” Ayad lamented, recalling how families once gathered to share meals, colour eggs and visit elderly neighbours of all faiths. The Church of the Holy Family, which Ayad once attended, has been struck multiple times. “Three of my relatives were killed in one attack, and another strike killed more than 20 Christians,” he recounted, illustrating the direct targeting of places of worship. Attendance at Easter services in Gaza’s sole Catholic church has dwindled as many believers have fled the Strip. Yet, as one worshipper put it, “We only performed the prayers, refusing to celebrate because of our martyrs,” affirming their resolve to remain rooted in the land despite the devastation. Israeli restrictions have prevented Christians from traveling to the Old City of East Jerusalem to attend the Holy Sepulchre for the past two years. Recent attempts by Cardinal Pierbattista Pizzaballa to enter the site were initially blocked, only to be reversed after international outcry. Elias al‑Jelda, a 60‑year‑old Orthodox council member, recounted sheltering in the Church of the Holy Family after his home was destroyed. “I lost friends, neighbours and relatives, many killed while staying close to their homes and faith,” he said, underscoring the personal toll of the conflict. Traditional Easter treats—coloured eggs, kahk, maamoul and Eidiya gifts—are largely absent this year. “There are no eggs anywhere in the Strip,” reported 74‑year‑old Amal al‑Masri, who recalled pre‑war celebrations filled with shared meals and festive sweets. Power outages compound the hardship. “Electricity continues to be a major problem, and the soaring cost of diesel and generator oil makes it worse,” al‑Jelda warned, highlighting the broader infrastructure collapse affecting all Gazans. Despite the bleak circumstances, the remaining Christians affirm their identity and solidarity with the broader Palestinian population. “No matter what your political agenda or religion is, all of us Palestinians are targeted by the occupation,” a worshipper declared, encapsulating the collective sense of victimhood and resilience.